:root {
  --primary:#3E2C1A; --accent:#B14B2F; --bg:#F5EFDD; --bg2:#E7DCC0;
  --text:#211911; --muted:#504032; --footer:#211911;
  --font-display:'Libre Baskerville',serif; --font-body:'Inter',system-ui,sans-serif;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;background:var(--bg);color:var(--text);line-height:1.65}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.t0bf3a-header{background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.08);position:sticky;top:0;z-index:100}
.t0bf3a-header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:16px;flex-wrap:wrap}
.t0bf3a-logo{font-family:'Libre Baskerville',serif;font-size:1.35rem;font-weight:700;color:var(--primary)}
.t0bf3a-nav{display:flex;gap:20px;flex-wrap:wrap;font-size:.9rem}
.t0bf3a-nav a:hover{color:var(--accent)}
.t0bf3a-btn{display:inline-block;background:var(--accent);color:#fff;padding:12px 24px;border-radius:6px;font-weight:600;border:none;cursor:pointer;font-size:.9rem}
.t0bf3a-btn:hover{opacity:.92}
.t0bf3a-btn-outline{background:transparent;border:2px solid var(--primary);color:var(--primary);padding:10px 22px;border-radius:6px;font-weight:600}
.t0bf3a-hero{padding:56px 0;background:linear-gradient(135deg,var(--bg),var(--bg2))}
.t0bf3a-page-hero{padding:40px 0;background:linear-gradient(135deg,var(--bg),var(--bg2))}
.t0bf3a-page-title{font-family:var(--font-display);font-size:clamp(1.6rem,3vw,2.2rem);line-height:1.2;margin:12px 0}
.t0bf3a-hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
@media(max-width:800px){.t0bf3a-hero-grid{grid-template-columns:1fr}.t0bf3a-nav{display:none}}
.t0bf3a-hero h1{font-family:'Libre Baskerville',serif;font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.15;margin-bottom:16px}
.t0bf3a-hero p{color:var(--muted);margin-bottom:22px;max-width:520px}
.t0bf3a-hero-meta{font-size:.85rem;color:var(--muted);margin-top:16px}
.t0bf3a-hero-img{border-radius:12px;box-shadow:0 16px 40px rgba(0,0,0,.12)}
.t0bf3a-section{padding:56px 0}
.t0bf3a-section-alt{background:var(--bg2)}
.t0bf3a-section h2{font-family:'Libre Baskerville',serif;font-size:1.75rem;margin-bottom:12px}
.t0bf3a-section .lead{color:var(--muted);max-width:640px;margin-bottom:32px}
.t0bf3a-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:900px){.t0bf3a-cards{grid-template-columns:1fr}}
.t0bf3a-card{background:#fff;border:1px solid rgba(0,0,0,.08);border-top:3px solid var(--accent);padding:24px;border-radius:8px}
.t0bf3a-card h3{font-family:'Libre Baskerville',serif;font-size:1.05rem;margin-bottom:10px}
.t0bf3a-card p{font-size:.92rem;color:var(--muted)}
.t0bf3a-benefits{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:700px){.t0bf3a-benefits{grid-template-columns:1fr}}
.t0bf3a-benefit{padding:16px;background:#fff;border-radius:8px;border:1px solid rgba(0,0,0,.06)}
.t0bf3a-benefit strong{display:block;margin-bottom:6px;color:var(--primary)}
.t0bf3a-faq details{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:8px;padding:16px 18px;margin-bottom:10px}
.t0bf3a-faq summary{cursor:pointer;font-weight:600;list-style:none}
.t0bf3a-faq summary::-webkit-details-marker{display:none}
.t0bf3a-faq p{margin-top:10px;color:var(--muted);font-size:.92rem}
.t0bf3a-contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:40px}
@media(max-width:800px){.t0bf3a-contact-grid{grid-template-columns:1fr}}
.t0bf3a-form-row{margin-bottom:16px}
.t0bf3a-form-row label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px}
.t0bf3a-form-row input,.t0bf3a-form-row textarea{width:100%;padding:12px;border:1px solid rgba(0,0,0,.15);border-radius:6px;font:inherit;background:#fff}
.t0bf3a-form-row textarea{min-height:120px;resize:vertical}
.t0bf3a-consent{display:flex;gap:10px;font-size:.82rem;color:var(--muted);margin:14px 0}
.t0bf3a-consent input{margin-top:3px}
.t0bf3a-hp{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.t0bf3a-footer{background:var(--footer);color:rgba(255,255,255,.85);padding:40px 0 28px;font-size:.85rem}
.t0bf3a-footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
@media(max-width:800px){.t0bf3a-footer-grid{grid-template-columns:1fr}}
.t0bf3a-footer a{opacity:.85}
.t0bf3a-footer a:hover{opacity:1;color:#fff}
.t0bf3a-footer-copy{margin-top:24px;opacity:.65;font-size:.78rem}
.t0bf3a-footer-disclaimer{font-size:.75rem;opacity:.7;margin-top:12px;max-width:720px;line-height:1.5}
.t0bf3a-finance-disclaimer{background:rgba(0,0,0,.04);border-top:1px solid rgba(0,0,0,.08);border-bottom:1px solid rgba(0,0,0,.08);padding:16px 0;font-size:.82rem;color:var(--muted)}
.t0bf3a-finance-disclaimer p{max-width:900px;margin:0 auto;line-height:1.55}
.t0bf3a-finance-disclaimer strong{color:var(--text)}
.t0bf3a-form-note{font-size:.78rem;color:var(--muted);margin-top:8px;line-height:1.45}
.t0bf3a-footer-legal-block{margin-top:14px;line-height:1.6}
.t0bf3a-cmp-banner{position:fixed;bottom:0;left:0;right:0;background:#fff;z-index:200;padding:16px 20px;box-shadow:0 -4px 24px rgba(0,0,0,.12);border-top:3px solid var(--accent);display:none}
.t0bf3a-cmp-banner.active{display:block}
.t0bf3a-cmp-inner{max-width:900px;margin:0 auto;display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between}
.t0bf3a-cmp-btns{display:flex;gap:8px;flex-wrap:wrap}
.t0bf3a-cmp-btns button{padding:10px 16px;border-radius:6px;font-weight:600;cursor:pointer;border:none}
.t0bf3a-cmp-accept{background:var(--accent);color:#fff}
.t0bf3a-cmp-reject{background:transparent;border:2px solid var(--muted)!important;color:var(--text)}
.t0bf3a-legal-page{max-width:760px;margin:0 auto;padding:48px 20px 80px}
.t0bf3a-legal-page h1{font-family:'Libre Baskerville',serif;margin-bottom:20px}
.t0bf3a-legal-page h2{font-family:'Libre Baskerville',serif;font-size:1.25rem;margin:28px 0 12px;color:var(--text)}
.t0bf3a-legal-page p,.t0bf3a-legal-page li{margin-bottom:12px;color:var(--muted)}
.t0bf3a-legal-back{display:inline-block;margin-bottom:20px;color:var(--accent);font-weight:600}
.t0bf3a-trust-bar{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:28px 0;border-top:1px solid rgba(0,0,0,.08);border-bottom:1px solid rgba(0,0,0,.08);background:#fff}
@media(max-width:800px){.t0bf3a-trust-bar{grid-template-columns:1fr 1fr}}
.t0bf3a-trust-item{text-align:center;padding:12px}
.t0bf3a-trust-item strong{display:block;font-size:1.35rem;color:var(--primary);font-family:'Libre Baskerville',serif}
.t0bf3a-trust-item span{font-size:.82rem;color:var(--muted)}
.t0bf3a-about-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:start}
@media(max-width:800px){.t0bf3a-about-grid{grid-template-columns:1fr}}
.t0bf3a-process{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:900px){.t0bf3a-process{grid-template-columns:1fr 1fr}}
@media(max-width:500px){.t0bf3a-process{grid-template-columns:1fr}}
.t0bf3a-process-step{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:8px;padding:20px}
.t0bf3a-process-step h3{font-family:'Libre Baskerville',serif;font-size:1rem;margin-bottom:8px;color:var(--primary)}
.t0bf3a-process-step p{font-size:.88rem;color:var(--muted)}
.t0bf3a-service-detail{background:#fff;border:1px solid rgba(0,0,0,.08);border-left:4px solid var(--accent);padding:24px;border-radius:8px;margin-bottom:20px}
.t0bf3a-service-detail h3{font-family:'Libre Baskerville',serif;margin-bottom:10px}
.t0bf3a-service-detail p{color:var(--muted);font-size:.92rem;margin-bottom:8px}
.t0bf3a-service-detail ul{margin:12px 0 0 18px;color:var(--muted);font-size:.9rem}
.t0bf3a-service-detail li{margin-bottom:6px}
.t0bf3a-cta-box{background:var(--bg2);border-radius:12px;padding:32px;text-align:center;margin-top:40px}
.t0bf3a-cta-box h2{font-family:'Libre Baskerville',serif;margin-bottom:12px}
.t0bf3a-cta-box p{color:var(--muted);margin-bottom:20px}
.t0bf3a-quotes{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:700px){.t0bf3a-quotes{grid-template-columns:1fr}}
.t0bf3a-quote{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:8px;padding:22px}
.t0bf3a-quote p{font-size:.92rem;color:var(--muted);font-style:italic;margin-bottom:14px}
.t0bf3a-quote cite{font-size:.85rem;color:var(--text);font-style:normal;font-weight:600}
.t0bf3a-quote cite span{display:block;font-weight:400;color:var(--muted);font-size:.8rem;margin-top:4px}
.t0bf3a-gallery{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:24px}
@media(max-width:700px){.t0bf3a-gallery{grid-template-columns:1fr}}
.t0bf3a-gallery img{border-radius:8px;box-shadow:0 8px 24px rgba(0,0,0,.1);aspect-ratio:16/10;object-fit:cover}
.t0bf3a-case-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:800px){.t0bf3a-case-grid{grid-template-columns:1fr}}
.t0bf3a-case-card{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:8px;padding:24px}
.t0bf3a-case-card h3{font-family:var(--font-display);font-size:1.05rem;margin-bottom:10px}
.t0bf3a-case-card p{font-size:.9rem;color:var(--muted);margin-bottom:8px}
.t0bf3a-case-card .result{color:var(--primary);font-weight:600;font-size:.88rem;margin-top:10px}
.t0bf3a-news-list article{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:8px;padding:24px;margin-bottom:16px}
.t0bf3a-news-list time{font-size:.78rem;color:var(--accent);font-weight:600}
.t0bf3a-news-list h3{font-family:var(--font-display);margin:8px 0 10px;font-size:1.1rem}
.t0bf3a-news-list p{color:var(--muted);font-size:.92rem}
.t0bf3a-team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:800px){.t0bf3a-team-grid{grid-template-columns:1fr}}
.t0bf3a-team-card{background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:8px;padding:20px;text-align:center}
.t0bf3a-team-avatar{width:56px;height:56px;border-radius:50%;background:var(--primary);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;margin:0 auto 12px;font-size:1.1rem}
.t0bf3a-team-card h3{font-size:1rem;margin-bottom:4px}
.t0bf3a-team-card .role{font-size:.82rem;color:var(--accent);font-weight:600;margin-bottom:8px}
.t0bf3a-team-card p{font-size:.85rem;color:var(--muted)}

@keyframes kf_t0bf3a { 0% { opacity: 1; } 50% { opacity: 0.995; } 100% { opacity: 1; } }
.t0bf3a-ghost { position:absolute;width:1px;height:1px;overflow:hidden;animation:kf_t0bf3a 428s linear infinite; }
.t0bf3a-hero-grid--flip { direction: rtl; }
.t0bf3a-hero-grid--flip > * { direction: ltr; }